I'm glad I'm a taxidermist

So there are some cardinal rules in my family.  You don't buy new cars.  Alternative revenue streams are key.  Anything more than $30 for a pair of jeans is ludicrous.  You should be punched in the face for paying anything over two dollars for a coffee.
When I bought my last car, eight years ago, it was five years old already.  My dad almost disowned me when I told him how much I paid for it.
I just essentially did the same thing again last weekend, except this time I paid the same amount for the car, but it's only three years old.  My dad would still be on the verge if disowning me.
Michael and I used to marvel at people that spent forty or fifty thousand dollars on cars.  We figured they must really love their jobs because if they instead bought a twenty thousand dollar car and invested the other thirty thousand and let it compound, they could retire way earlier.
The car I bought wasn't forty grand, obviously.  It wasn't even half that, but I'm still freaked out over it.
Apparently, however, that's not the stupidest financial decision I've made of late.
See, recently I cashed five thousand out of my TFSA to put towards my car.  Today Michael and I went to my place since my old car is parked there and we needed to take it out to transfer it into his name and have him insure it.  I checked my mail and there was a letter from the Canada Revenue Agency in my box.
It appears that I really blew it with my Tax Free Savings Account last year.
Here's the deal: you're allowed to put five thousand dollars a year into your TFSA.  Full stop.  It ends there.  If you put in your allotted five thousand dollars and then withdraw three thousand dollars, you can't put that three thousand dollars back that year.  No.  Instead, in the next calendar year, you are allowed once again to put in your annual five thousand dollars plus any carry over from the prior year.
If you don't adhere to that, you are taxed 1% per month on anything over the original $5,000 that you're allowed annually.
Right.  So in 2011 I took some money out.  No problem.  Then I put it back in.  In the same year.  Now the CRA wants me to pay $220 for the privilege.
I wonder how many people don't fully understand the TFSA rules.  I mean, I can plead ignorance because I stuff dead animals for a living so how am I supposed to know anything about taxes or finances?
It's hilarious, really.  Here I am solidly refusing to pay for a new car because they depreciate the minute you drive them off the lot, and diligently maxing out my TFSA account to maximize my tax free savings, but then fucking it up to the extent that any interest that I might have possibly earned on the savings has been more than adequately wiped out by me not playing by the convoluted rules.
This has been an obnoxiously expensive month.
My CRA bill is worth, like, eight pairs of jeans. 
I will interject here that one time I was sending a pair of jeans to goodwill and my dad was like "there's nothing wrong with these" and took them and made them into cutoffs so every so often I would see my dad up at Lasqueti rocking a pair of Ikeda shorts.  Remember Ikeda?  Good times.
My CRA bill is worth more than 110 cups of coffee at Tim's or McD's.
I actually would have gotten more satisfaction from getting twenty two ten dollar bills and setting them on fire.
There is spending money frivolously, like what I do with expensive cars and fast women, but then there is simply being stupid and it pisses me the hell off when I make such expensive mistakes.
I can probably recoup the $220 by not drinking wine for a week, but I'll probably just panhandle instead.
This is going to chap my ass for a while.